“The whole life will go to survive …”: The dream of education in the United States of India is crushed by debts of $ 40 and no job

Taking an educational loan to study abroad can be a high -risk gambling. Without securing the post -graduation function, the financial burden can be crushed, leaving students trapped in debt and uncertainty.

A 27 -year -old Indian graduate shared his horrific experience in Radet, in detail how his dream of studying in the United States turned into a nightmare. He received an educational loan worth $ 40 in 2022 to follow a master’s degree, but after failing to secure a job due to economic fluctuations and visa restrictions, he was forced to return to India, burdened with overwhelming debts.

He wrote: “My whole life will go to survive this crisis,” describing how his family has exhausted their savings to support his education. His father, who was running a small manufacturing company, invested extensively in his future, but financial pressure led to the collapse of work and his father’s health.

After searching for an uncompromising job in the United States for a year, the graduate returned to India, where he got a job paying $ 75,000 per month – which it consumes almost completely by his monthly loan of $ 66,000. “This leaves me with only $ 9,000 to survive, support my family, and deal with everything else. We are a five -dollar family, and we hardly stick to,” expressing his emotional and physical exhaustion.

Desperate to solve, turned to Redit to get advice. “I don’t know who I resort to anymore. I tried to contact the bank to restructure, apply for side vehicles, and communicate with confidence and NGOs – but nothing has succeeded yet.”

The echo of the post with many supportive comments and practical advice. Encourage a perseverance user: “Your income only rises from here. Your loan amount decreases only from here. This is the worst it will be. Things will improve.” Other proposed debts restructuring as short -term relief: “Talk to lenders to increase the duration or reduce interest rates. If possible, make it a loan for a year to get a breathing space.”

Others advised not to sell his family’s home. “Don’t sell your home. Put all your energy to earn more money. Within 3-5 years, you’ll recover. Just keep pay.”