Should you use the identity theft protection service? 3 things to consider

Despite working as a consultant for many Protect identity theft Companies and use more than ten services, I have a complex relationship with them.

As a cybersecurity expert, I often asked about the same question consisting of two parts during the theft of my identity and fraud offers: Are identity theft services good, and can I trust the companies behind them?

The answer is not simple or not. The identity protection industry contains a volatile past and has survived some early opposite winds. I also think that identity theft protection companies can exaggerate what they are doing to subscribers.

On the other hand, it offers useful Credit monitoring Online safety tools for anyone who does not want to do the intense work of maintaining the tabs on his identity or children themselves. ID theft protection can also be useful if your identity is stolen and you need help to restore it.

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Registration status to protect identity theft

The world of electronic crimes, fraud and fraud has changed Heavily due to artificial intelligence. Many of these identity protection products have changed with it. They are still providing identity protection but focusing more on your online safety.

Some higher identity steal protection services provide dozens of features that exceed the fraud tracking or identity restoration. They present Protection of the bank accountPayment of bank fraud, Password managersand Virtual private networks And protect antivirus to help you avoid many online threats.

What I like most about identity theft protection services is that once you subscribe, you will be constantly reminded and educated on how to protect yourself. Many of these services provide weekly reminders to verify the bank’s data and credit cards and review your credit reports. As a cybersecurity expert, I know that arming yourself with information is the best way to protect yourself online.

a lot ID theft protection services Also viewed Three observation of the credit officeAnd that alerts you if any credit accounts are opened in your name – such as a mortgage or a new credit card. while Credit freezes Free for the public, most people do not use it. Therefore, identity theft protection companies can help people pay better attention to their credit.

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Early identity theft scandals

A lawsuit was filed against many of the main identity protection providers, their display and love for the submission of marketing claims and misleading or exaggerated performance. The most exaggerated in everything that prevents them stealing identity when they do not really do it.

For example, the Federal Trade Committee brought the concerns against him Lifelock In 2010, the company falsely claimed that it could Prevent all forms of identity theft. FTC has also accused Lifelock of its failure to protect customer data enough and not provide immediate safety alerts for subscribers if you believe they were victims of identity theft. Lifeock was later obtained by Cemantec, in 2016Currently owned by Gen Digital.

He also accused the identity theft providers before Consumer Financial Protection Office From collusion with the customer partners in registered clients in the “Additional Credit Card” services that they have never received, including credit monitoring and the protection of identity theft.

In 2015, CFPB Group Affinion Group and Intercements, Inc.Former owners of the privacy guard and Identity guardian10 million dollars to ship people for unknown services. CFPB has also been fined Bank of America 727 million dollars in 2014 and Citibank $ 700 million in 2015 in similar cases.

Since these tremendous sanctions were issued and increased auditing in the industry, I noticed that the services do better in describing their advantages honestly and providing what their customers participate.

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Is the protection of identity theft suitable for me?

Identity protection services may be worth money if these three things fall for you:

• You can bear it. ID theft protection is not cheap, especially for family plans, which can cost between 30 to 80 dollars per month. You can usually find individual plans for $ 7 to $ 20 per month.
• You understand its limits. Protection from theft cannot prevent identity stealing. However, it can alert you if there is something.
• You can use most of the included features. ID theft protection companies provide great credit monitoring and online safety tools that you should benefit from, in addition to reminders of repeated practices of cybersecurity.

Simply participation in the protection of identity theft and sitting is not a useful defense against any type of electronic crime, fraud or fraud – especially with the emergence of artificial intelligence.

Although most identity protection services Deep or dark web testsIt is almost impossible to do any meaningful way. Most of the stolen data is hidden behind the walls of Paywalls or in places where security sellers cannot reach.

Billions of records have already come out on the dark network, with the addition of millions per month thanks to Back to the data. There is no seller who has the ability to clear all these sources and all of these data constantly. So it is better to assume that your information has already been at risk and that you have to take the necessary precautions.

If you register to get ID theft protection service Use it properly, you have a very good chance to improve your protection significantly against the AI’s electronic crime wave.

But search you. Compare the company’s prices and features. And look at their records and reputation. Do not be affected or move through slow marketing campaigns or celebrity approvals. It is not a good alternative to a good product at the right price, and they haven’t always had your best interest.

Read more: Cnet chooses the best identity theft services

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Consider registration to protect identity theft if you are a victim of fraud or identity theft. Aura is the choice of CNET for the best identity theft protection service.