Finmin to fix goals under the PMMY scheme for the 26th year this month

The Ministry of Finance is likely to fix the target under Bradhan Manetiri Modra Yogana for the 26th year in the coming weeks, and it is expected that it will keep it at the same level of last money at about 5 rupees rupees – 6 crores. About 5 rupees are expected to be approved.

The main scheme was launched on April 8, 2015, and aims to provide institutional credit free of guarantees up to 20 cobs for small and small companies through member lending institutions (MLIS). Pradhan Mantry Modra Yogana, who has now completed a contract now, has approved more than 52.37 rupees of rupees. 33.65 Carar.

Nearly 20 % of loans were granted to new project owners and accounts. Miscellaneous, 68 % of loans were granted to businessmen, and 50 % went to SC/S/OBC borrowers.

Speaking to reporters on Monday, M Nagaraju, Financial Services Secretary, said that the average loan size has risen to 1.05 rupees now from 40,000 rupees in 2015 when he started. He also emphasized that non -fall assets under the scheme are still low by 3.6 % on average in the past ten years of public sector banks. Including all lending institutions, under the planned NPAS is 2.2 % lower.

“The bad loans were under the plan in the direction of a decrease over the years,” he stressed. According to the data, the total NPas between April and 2025 December of the plan was 2.21 % compared to 2.1 % in the 24th year. Before in the 23rd fiscal year, the total NPAS was at 2.58 %, in the fiscal year 22 by 3.1 % and in the fiscal year 21 by 3.6 %.

Loans are available under the plan through four loans including Shishu (loans that reach 50,000 rupees), Kishor (loans ranging between 50,000 rupees and 5 Rs.

According to official data, the official ticket for loans in Shishu and Tarun categories has increased over the past ten years. In the case of Shishu loans, the average ticket volume increased to 37,403 rupees in the fiscal year 25 of 19,411 rupees in the 2016 fiscal year. Likewise, in Tarun loans, the average ticket volume increased to 8,46,313 rupees in the fiscal year 25 of 7,67,555 rupees in the 2016 fiscal year.