Best Identity Theft Protection and Monitoring Services of 2024

These are some key things to keep in mind about the best identity theft protection and identity monitoring services.

Early detection is key. If you’re signing up for one of these security services, it’s not about preventing the initial breach and saving you from becoming a victim of identity theft — that’s somewhat out of your control, unfortunately. Instead, the best identity theft protection is about getting an alert as soon as possible about suspicious activity to prevent you from needing a credit freeze or more to stop an identity thief. Whether your credit card has charges you never incurred, or you suddenly discover that loan collectors are trying to charge you amounts you never borrowed, thanks to thieves halfway across the country — or thieves halfway around the world — who opened a credit card or applied for… To get a loan in your name, seeing suspicious activity early is the name of the game. The scary truth is that these breaches can cost you a lot of money, and identity theft monitoring can alert you to a problem before it becomes too big to handle.

Knowing how your personal information is used is a big step to keeping you safe. Some identity theft protection companies can help monitor your personal information, notify you if your accounts and personal information are being misused by thieves and get you compensation after the fact if you get a credit freeze.

None of these security services will monitor your actual banking activity. I hope He has long recommended a way to protect yourself from becoming a victim of most bank scamsIt checks all your accounts once a week. It’s a bit painful, but just in my family, we’ve found many fraudulent activities and accusations over the years. By doing this practice regularly, we have saved thousands of dollars. Consumer Reports recommends You do all your own monitoring too.

If you’re not the type of person who is willing or able to take the time to do the ongoing due diligence necessary to protect your identity, some of these protection services can help.

Read the fine print.Finally, because each of these security services offers vastly different terms and conditions, we’ve included an easy link to each company’s terms of service. Make sure you take the time to read all of their fine print before signing up for another monthly or annual fee.