Buy now, later pay KLARNA files for lenders for subscription public subscription

Clarena, a purchase provider now, I paid loans at a later time Public subscription bulletin Friday, plans for the public on the New York Stock Exchange under ScyMer Klaar.

Clarna, who is located in Sweden, did not reveal after the number of shares to be offered or the expected price range.

The decision to announce in the United States deals with a major strike for European European exchanges, which has struggled to retain local technology companies. The CEO of Klarna Sebastian Siemiatkowski has hinted for years that the US list was probably, noting the best vision and organizational.

Clarna continues to rebuild after a dramatic decrease. Once, Clarena witnessed that Habiba in the epidemic of $ 46 billion in a Softbank financing round, and saw her evaluation by 85 % in 2022, decreased to $ 6.7 billion in the latest donation. However, analysts now estimate the company’s evaluation in a range of $ 15 billion, supported by its return to profitability in 2023.

Revenue increased last year by 24 % to $ 2.8 billion. The company’s operational loss amounted to $ 121 million for this year, and the modified operating profits were $ 181 million, swinging a loss of $ 49 million in the previous year.

Klarna is the latest file to upload public subscription in the United States, where technology companies are looking to hit the public market after a historic slow extension of new offers. Earlier this month, Coreweave, a cloud -based provider Nafidia Corporate processors including Dead and Microsoftand foot Her bulletin.

The seller of the cloud programs servicitan Market In DecemberThe first technical air conditioning mark is placed since then Rubik For the first time in April. A month ago, I responded I started trading on the New York Stock Exchange. There have been many other technological subscriptions in the United States since late 2021, when high interest rates and high inflation led to the output of investors from risk -fraught assets.

Market fluctuation may still hinder Clarna’s plans. The Nasdaq Stock Exchange concluded its fourth week in a row of losses, as it closed on Thursday at its lowest levels since September before it recovered a little on Friday.

The data issued on Friday from Michigan University confirmed that the confidence of the consumer suffered from the continuity Uncertainties related to tariff This supports the opening weeks of the second Trump administration. Consumer feeling decreased In March to 57.9, it was less than 63.2 economists included in Dow Jones.

Klarna was founded in 2005, known to buy it now, and pushing the subsequent model, a service that allows consumers to divide purchases into installments. The company competes with to be sureWhich was announced in 2021, and then, which which is roadblock It was obtained for $ 29 billion in early 2022. Among the main shareholders in Klaarna is the project company, Sequoia Capital and Atomico, as well as Softbank’s The vision box.

Clarna also calls major banks such as Jpmorgan Chaseand Citigroup and Bank of America As competitors as well as traditional credit card networks, including Visa and MasterCardAnd “banks that focus on digital” such as the revolution and Nubank.

KLARNA has worked as a fully licensed bank in Europe since 2017, according to the deposit. Siemiatkowski CNBC told December that the company aims to obtain a license in the United States, as it is currently partners with Webank.

“We want to accelerate our money transfer licenses,” Simiakovsky said, adding that the company is ready to invest a billion dollars in this effort. He said that Clarna wants to “follow the terrible credit card fees that American consumers used to pay.”

He said that on Thursday Guaranteed From the Federal Deposit Insurance Corporation to the creation of loans through Square Financial Square Banking, allowing it to provide loans to small consumers directly instead of relying on external banking partners. that it expansion The metaphor, the short -term lending product of the company.

Block, confirmation and PayPal Each Enhancing their governor Among the financial products, including deduction, lending and payment offers, trying to attract more consumer and spending attention. Klarna will have to compete for the price, with attractive prices and incentives, to keep up with competition.

He watches: CEO Clarna on the Consumer Status